Innovating Finance: Highlights from the Visa Innovation Program Europe Italy Edition Kickoff

Visa Innovation Program Europe announced the fintechs selected for the 2024 edition in Italy. In the dynamic world of financial technology, the Visa Innovation Program Europe stands out as a lighthouse of innovation and collaboration. The program in collaboration with Hackquarters by Tenity, and Fintech District in Italy, serves as a dynamic partnership platform connecting fintech companies and Visa clients throughout Southern Europe. This program empowers fintechs to address the evolving payment and commerce challenges, elevate their product offerings, and deliver groundbreaking solutions within Visa’s extensive network of partners. The Kick-Off Event provided a platform for the selected fintechs of the 2024 Visa Innovation Program Europe Italy Edition to showcase their innovative solutions.

The significance of the Italy Edition Kickoff extends beyond the day’s activities. It symbolizes a growing partnership platform for fintech companies and Visa clients across Southern Europe, providing a fertile ground for innovation and collaboration. By bringing together fintech founders, partners, and corporate executives, the program aims to address the pressing challenges of the future of payment and commerce, empowering fintech companies to enhance their product offerings and deliver visionary solutions. As part of a rapidly expanding global ecosystem, participating fintechs are given the golden opportunity to connect, collaborate, and contribute to the evolution of the financial landscape, making the Italy Edition Kickoff a cornerstone event for the region’s fintech community.

Highlights from the Kickoff Event

On the 8th of April, 2024, the Visa Innovation Program Europe Italy Edition celebrated its kickoff at the dynamic at the innovative Copernico Isola for S32, marking the beginning of an exciting journey for the selected fintechs. 

The day started with a warm, welcoming speech by Filippo Manca from Visa. His address was a formality and a powerful declaration of Visa’s commitment to fostering a strong, innovative fintech ecosystem in Italy and across Southern Europe. He emphasized the significance of the Visa Innovation Program Europe as a catalyst for change, driving the future of financial services through partnership and innovation.

Manca’s address was followed by an insightful overview of the Visa Innovation Program Europe (VIPE) agenda and process, presented by Kaan Akın of Hackquarters by Tenity. This session gave the attendees a clear understanding of the program’s objectives, the support fintechs could expect, and the milestones they were set to achieve. It underscored the program’s role in bridging the gap between fintech startups and the vast network of Visa’s partners and clients, highlighting the opportunities for growth and expansion.

The morning’s presentations paved the way for the heart of the event: the “Meet the Startups” session, where selected fintechs were given the stage to pitch their innovative solutions. Osense captivated the audience with its intelligent impact platform aimed at reducing carbon footprints through AI for automated data management. Leasy followed, presenting its solution that streamlines financial operations for property managers. Unipiazza introduced its loyalty platform designed to boost local business customer retention, while Wallife shared its mission to protect individuals from risks associated with technological advancements. Viceversa rounded off the presentations by showcasing its platform that offers equity-free investments and predictive analytics to support business growth.

Each presentation demonstrated the potential of these startups to disrupt and innovate within the financial sector and underscored the diversity of challenges that the program aims to address through its support and resources.

Onboarding Flow

The afternoon was dedicated to the onboarding flow, beginning with a comprehensive presentation by Sabina Babayeva from Hackquarters by Tenity. She outlined the program process in detail, introducing the program managers and setting the expectations for the participating startups. This session provided a clear roadmap for the fintechs, detailing the support structures, milestones, and objectives that would guide their journey in the program.

Subsequently, the “Meet the Visa Team” segment allowed startups to engage directly with key Visa personnel across various departments, including VCS, VD, MSA, SALES, VCA, and Product. This meet-and-greet was an invaluable part of the onboarding process, enabling startups to understand how they could leverage Visa’s vast network and resources to scale their solutions.

Deep Dive Sessions

The day concluded with deep dive sessions, where startups could discuss their solutions in greater detail with Visa experts and receive targeted feedback and advice. These sessions provided a unique platform for in-depth discussions on each startup’s technology, business model, and market strategy, offering insights into how they could align their innovations with market needs and Visa’s strategic priorities.

This year, the Visa Innovation Program Europe received an impressive 274 applications, with 114 from Italy. After a rigorous selection process, we’re excited to announce 5 fintechs selected for the program.

Let’s take a closer look at each of these pioneering fintechs:

Osense: is an Intelligent Impact Platform that collects reliable data and reduces the carbon footprint along the entire value chain. Their solution leverages AI for automated data management, allowing companies to measure and track emissions comprehensively and accurately. 

Leasy: is a vertical b2b SaaS solution that streamlines financial processes, accounting tasks, and payments for property operators managing 1000 or fewer rentable units.

Unipiazza: is an automated Loyalty Platform that help local businesses to bring back customers more often into their stores.

Wallife: makes digital payments secure and insured to protect individuals from emerging risks arising from technological innovation and scientific progress.

Viceversa: is a leading European growth platform for the next generation of businesses. Leveraging data and AI we provide equity-free investments and predictive analytics.

 

We invite you to dive deeper into the world of fintech innovation and discover the myriad ways you can become part of this exciting journey. Whether you’re a startup founder, a financial services professional, or simply an enthusiast for cutting-edge technology and its applications in finance, the Visa Innovation Program offers numerous avenues for involvement and collaboration.

Learn More: For those eager to understand the intricacies of the program and the innovative solutions brought forth by this year’s selected fintechs, we encourage you to visit the Visa Innovation Program Europe website. Here, you’ll find detailed information on the program’s objectives, benefits, and the diverse range of fintech innovations it supports.

 

Become Part of the Family: If you’re inspired by the possibilities and ready to take your fintech solution to the next level, consider applying to be part of the next cohort of the Visa Innovation Program Europe. Keep an eye on the program’s website and social media channels for application deadlines and criteria announcements.

Visa Innovation Program Europe Announces the 8 fintechs selected for its new edition in Spain and Portugal

Visa Innovation Program Europe announced the fintechs selected for the 2024 edition in Spain and Portugal. In an era where technological innovation shapes the financial landscape, the Visa Innovation Program Europe is a beacon of progress and collaboration. The Visa Innovation Program Europe is a partnership platform for fintech companies and Visa clients across Southern Europe. This program empowers fintechs to tackle tomorrow’s payment and commerce challenges while enhancing their product propositions and delivering visionary solutions for Visa’s vast network of partners. Selected fintech companies in the Visa Innovation Program Europe can look forward to scaling opportunities and partnerships with Visa and Visa’s network, customized mentoring, perks worth more than $300,000, and opportunities to expand their businesses worldwide.

 

The importance of the Spain & Portugal Edition of this program represents a unique convergence of opportunity, innovation, and strategic partnership tailored to the vibrant fintech ecosystems of these regions. Focusing on Spain and Portugal, the program taps into a wellspring of entrepreneurial talent and innovative thinking, offering fintechs a chance to shine globally. The selected fintechs are given a golden opportunity to engage directly with Visa and its extensive network, setting the stage for collaborations that could redefine the future of payments and commerce.

Highlights from Kickoff Event

On the 4th of April, 2024, the Visa Innovation Program Europe Spain & Portugal Edition celebrated its kickoff at the dynamic Loom Salamanca space, marking the beginning of an exciting journey for the selected fintechs. This gathering wasn’t just an event; it was a gateway to innovation, providing a unique stage for groundbreaking fintech companies to showcase their solutions and vision for the future of financial services. The event was meticulously planned to ensure meaningful engagement between these fintech innovators and Visa’s extensive network, offering deep-dive discussions on metrics, challenges, and expectations.

The day started with a warm, welcoming speech by Eduardo Prieto from Visa. His opening remarks underscored the event’s significance and the Visa Innovation Program Europe’s role in shaping the future of fintech innovation. This introduction highlighted the day’s objectives and reaffirmed Visa’s commitment to fostering a collaborative fintech growth and development ecosystem.

Kaan Akin from Hackquarters by Tenity followed with a comprehensive overview of the Visa Innovation Program Europe (VIPE) agenda and process. His presentation provided valuable insights into the program’s structure, objectives, and the opportunities it presents for fintechs to scale and succeed. Kaan’s session was instrumental in setting expectations and outlining the journey ahead for the participating fintechs.

 

The core event, which featured pitches from the selected fintech startups, occurred after Kaan’s speech. This segment allowed each fintech to showcase their innovative solutions, articulate their vision for the future of payments and financial services, and demonstrate how they aim to leverage the Visa Innovation Program Europe to achieve their goals. The pitches were a testament to the diversity and ingenuity within the fintech ecosystem, highlighting solutions ranging from AI-driven analytics to advanced payment platforms and financial management tools.

This year, the Visa Innovation Program Europe received an impressive 274 applications from 25 countries, with 114 applications from Spain and Portugal. After a rigorous selection process, we’re excited to announce 8 fintechs selected for the program.

Let’s take a closer look at each of these pioneering fintechs:

Data4Deals: is a company that helps financial institutions improve their customer experience by delivering a personalized card-based rewards product (promotions in hundreds of brands offered as cash-back) to its clients while monetizing on its transactional data. The product is free of charge for the bank – Data4Deals will pay the bank a commission on every transaction done within the program.

Lemonero: is a digital lending platform with an AI-driven scoring model, onboarding process, and cash-flow analytics. We offer scalable LaaS and SaaS platforms for PSPs, Banks, and other financial institutions with a huge potential to disrupt global SMB financing. Our platform is embedded into our partner’s systems, driving very efficient scaling and natural customer acquisition by offering flexible revenue-based financing. 3x awarded as the Best digital lending platform for SMBs in Europe.

Orama: Treasury software for SMEs and Startups Manage your company’s treasury in an easy, efficient and error-free way, saving time and resources.

Paynest: is the all-in-one solution for innovative leaders focused on cost efficiency and employee engagement.  Founded in the end of 2022, Paynest has a growing presence in three European markets. The financial SaaS platform has already enabled more than 35 companies, representing a universe of more than 30,000 workers, to have a positive impact on their lives. Paynest’s offering includes streamlined expense management, salary and bonus on-demand, access to a confidential financial coach, and financial education services.

Shakers: The platform helping companies solve their tech challenges by unlocking flexible talent at scale.

Sharpei: easily integrates subscriptions, lease-to-own, and other flexible consumption options into retailers’ checkout processes, enabling circular commerce.

Starkdata: is an AI and Machine Learning company focused on extracting actionable insights from customer’s lifecycle

 

Uelz: is a developer first billing automation API for recurring revenue businesses

We invite you to dive deeper into the world of fintech innovation and discover the myriad ways you can become part of this exciting journey. Whether you’re a startup founder, a financial services professional, or simply an enthusiast for cutting-edge technology and its applications in finance, the Visa Innovation Program offers numerous avenues for involvement and collaboration.

Learn More: For those eager to understand the intricacies of the program and the innovative solutions brought forth by this year’s selected fintechs, we encourage you to visit the Visa Innovation Program Europe website. Here, you’ll find detailed information on the program’s objectives, benefits, and the diverse range of fintech innovations it supports.

 

Become Part of the Family: If you’re inspired by the possibilities and ready to take your fintech solution to the next level, consider applying to be part of the next cohort of the Visa Innovation Program Europe. Keep an eye on the program’s website and social media channels for application deadlines and criteria announcements.